Protect Your Property

Our church property insurance provides all risk protection for perils such as fire, lightning, windstorm, rainstorm, explosion, collapse, smoke and theft.

Insurance Board Property CLASSIC & Insurance Board Property FLEX Insurance

Insurance Board offers two property insurance choices with options to tailor your insurance for your needs.

  • Blanket limit to cover both the building and its contents.
  • Within the property coverage you can choose your deductible between $1,000 and $50,000 which allows you the opportunity to manage your insurance policy to suit your congregation’s needs.
  • Broad range of Property coverage including optional earthquake and flood coverage for the churches that need it.

Our Wide Range of Property Coverage

Property Coverage* Includes:

  • Buildings such as church, parsonage and school (replacement cost up to policy limits)
  • Pews, furniture, fixtures, ceremonial objects and more
  • Boiler & machinery equipment
  • Computers, software, disks, office equipment, supplies and more
  • Business personal effects of clergy, officers and others
  • Stained glass, organs, pianos, and musical equipment
  • Valuable documents and records
  • Business income and accounts receivable
  • Newly acquired property and property in transit
  • Ground improvements: fences, signs, trees, shrubs and plants
  • Owned watercraft
  • Debris removal and pollutant clean-up

* Subject to coverage terms and policy limits.

Special Features of the IB Program

  • Upgrade to green endorsement
  • Ordinance protection (demolition & increased cost of construction)
  • Boiler & machinery coverage automatically included

Optional Coverage for IB Participants

  • Earthquake
  • Flood
  • Fine arts
  • Miscellaneous articles & equipment
  • Alternate deductibles
  • Loss of tuition & fees

We are ready to assist you

Insurance Board agents are exclusively appointed because of their understanding of, and compassion for, the churches we serve.

Contact one today!