About Insurance Board
Insurance Board is a nonprofit corporation established by the participating Conferences of the United Church of Christ.
Who We Are
Insurance Board administers property insurance for churches and church liability insurance programs serving churches and related entities within the United Church of Christ, the Christian Church (Disciples of Christ), Presbyterian Church (USA), Reformed Church in America, Evangelical Lutheran Church in America, and the Alliance of Baptists.
Our Mission
To connect faith-based institutions to comprehensive and customized risk and insurance management solutions anchored in shared trust and sacred responsibility.
Our Vision
To protect our participants from the financial consequences of unexpected loss.
Our Values
Choosing to be bound together in mutual care and concern we will maintain:
Insurance Board writes property insurance and liability insurance for churches in all 50 states utilizing an independent distribution system that is conducive to our mission.
We are recognized by Presbyterian Church (U.S.A.) Office of Risk Management Services as one of only three insurance companies that meet their guidelines for their churches.
We are a recognized financial ministry of the United Church of Christ.
We are a Recognized Ministry Partner of the Christian Church (Disciples of Christ).
From Humble Beginnings to Growing Impact: A Brief History
- 1979
- 1981
- 1991
- 2002
- 2009
- 2018
- TODAY
1979
A local church trustee and entrepreneur in Northern California felt that churches could improve insurance costs and improve services by forming group policies. The money saved by the churches could be put toward mission opportunities.
1981
A group church insurance program was established in Northern California. Within a year, six western conferences had joined. Insurance Board now is governed by the 38 UCC conferences. We serve churches and related ministries in all 50 states by providing church property insurance and church liability insurance as well as coverages that protect the governing bodies within the denominations we serve and their related ministries.
1991
The Christian Church (Disciples of Christ) joined the program, which was endorsed by the Executive Committee of the Conference of Regional Ministers and Moderators. Insurance Board is now a Recognized Ministry Partner of the Disciples of Christ.
2002
January 1, 2002, marked the beginning of the United Church Insurance Company, a nonprofit captive insurance company subsidiary of the Insurance Board – designed to take advantage of new opportunities for insuring church-related organizations such as retirement housing and educational institutions.
2009
The Board of Directors approved the Presbyterian Church (USA) as another denomination it serves. In 2016, the Board approved the Alliance of Baptists. Churches and related ministries of the Presbyterian Church (USA) and Alliance of Baptists can now enjoy the full benefits of a faith-based insurance program run by church people for church people. The Insurance Board is recognized by the Presbyterian Mission Agency as one of only three insurance programs that meet their strict standards.
2018
In late 2018, the Board of Directors approved Insurance Board to begin offering church property insurance and church liability insurance to interested congregations and affiliated ministries within the Evangelical Lutheran Church in America (ELCA), and the Reformed Church in America (RCA) denominations.
TODAY
Currently, more than 4,200 church organizations participate in our program, with a combined value of more than $18 billion in assets covered – and these numbers continue to grow. We are church people who want to provide the best church property insurance and church liability insurance available.
Frequently Asked Questions
Who Is Eligible to Participate?
Insurance Board offers property insurance and liability insurance to churches and related ministries that are affiliated with the United Church of Christ, the Christian Church (Disciples of Christ), Alliance of Baptists, Presbyterian Church (USA), Reformed Church in America, and Evangelical Lutheran Church in America.
How Do I Obtain a Policy?
Visit our Find An Agent page to find an Insurance Board local agent with the expertise and qualifications to address the specific risk management challenges your church may encounter
How Can I Pay My Policy Premium?
Package policy payments can be made in convenient quarterly payments.
We have an online payment center with email reminders and automatic payment options. Make a Payment
You can also mail in payments with your policy number to our PO Box at:
Insurance Board
PO Box 951382
Cleveland, OH 44193-0011
Workers’ Compensation and Automobile policies are paid directly to the carrier in convenient quarterly or monthly installments.
What Coverage Types Are Provided?
- Automobile / Vehicle
- Church Property
- Directors & Officers Liability, Cyber Security, and Employment Practices Liability
- Fraud and Employee Dishonesty Liability
- General Liability
- Professional/Sexual Misconduct
- Tenants & Users Liability
- Umbrella Liability
- Workers’ Compensation
Represented by Highly-Qualified Group of Church & Laity
Our Board Members
Our 21-member elected Board of Directors consists of a diverse group of leaders who bring unique perspectives and extensive experience to Insurance Board. Representing various denominations, these leaders have made significant contributions to their communities and the broader faith landscape, offering invaluable insights and guidance in navigating Insurance Board’s mission.
Insurance Board Staff
Insurance Board staff members diligently manage every aspect of our group insurance programs, offering their expertise and guidance as your trusted resource and partner in your church’s mission.
Annual Reports
Insurance Board’s annual report highlights key achievements, updates, and growth from the past year, along with future goals, reinforcing our commitment to excellence and innovation in an evolving industry landscape.