General Church Liability Insurance
Ensure your church is protected with Insurance Board liability coverage tailored to your needs.
Liability Protection Trusted by Faith-Based Institutions
Insurance Board liability coverage shields your congregation from legal claims arising from bodily injury or property damage, both on and off premises.
Extensive Coverage Options
Protect your church parishioners, lay ministers, clergy, officers, and volunteers. Our solutions, including General Liability, Abusive Acts/Sexual Misconduct Liability, Pastoral Counseling Liability, Directors & Officers Liability, Cyber Security Liability, and more. Ensure peace of mind so your congregation can focus on its mission.
Umbrella and Excess Liability Available
Participants in our program benefit from a robust Umbrella and Excess Liability coverage when purchased. This additional layer of protection offers enhanced security, ensuring your church is well-protected against claims that exceed the limits of standard policies.
Explore Church Liability Safety Resources
Safety Central is your go-to hub for church safety resources and guidance, offering a comprehensive range of tools to assist your ministry in avoiding potential loss.
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Frequently Asked Questions
What does liability insurance from Insurance Board cover?
Insurance Board offers a comprehensive suite of coverage, including:
- Abusive Acts/Sexual Misconduct Liability
- Advertising Liability & Copyright Infringement
- Cemetery Professional Liability
- Cyber Liability
- Directors & Officers Liability Employment-Related Practices Liabilities
- Employee Benefits Liability
- Employers’ Liability (Stop Gap)
- Fraud and Employee Dishonesty
- General Liability
- Hired & Non-Owned Auto Liability
- Libel, Slander, Defamation, False Arrest & Invasion of Privacy
- Pastoral Counseling Liability
What special coverages are offered in your program?
Insurance Board liability coverage includes:
- Automobile availability including church buses and vans
- Daycares and schools are also eligible for the program
- Directors & Officers with Employment-Related Practices (EPLI), Sexual Harassment, Wrongful Termination, etc.
- Hired & Non-Owned Auto Liability for rented vehicles
- Sexual Abuse Coverage available per participant
- Sexual Misconduct Limits access up to $7M
- Up to $10M umbrella limit per church (participant)
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Secure Your Church’s Future
Request a personalized insurance proposal to begin building comprehensive coverage that protects the future of your church and its ministries.