Protection from Experts Who Understand Churches

Comprehensive, faith based insurance coverage from Insurance Board allows you to focus on what matters most: serving your community and spreading your mission.

Timothy Harris

Timothy Harris, CPCU
President & CEO

President and CEO Timothy Harris shares a message reflecting on the incredible journey of Insurance Board as we celebrate our 40th Anniversary. This milestone is a testament to our commitment to serving our ministries and a time to honor the partnerships and progress we’ve achieved together. Don’t miss this opportunity to hear about our past, present, and the bright future!

Watch the video now!

Shop Custom Insurance

For Faith-Based Institutions

Property

Protect from damages resulting from fire, theft, and other unexpected events with property insurance for churches.

Liability

Guard your church against legal claims from accidents or other unexpected events with church liability insurance.

Automobile

Cover your church vehicles against accidents and damage.

Workers’ Compensation

Ensure your staff are financially protected from work-related injuries with workers’ compensation insurance for churches.

Tenants & Users Liability

Secure coverage for events and external group usage of your church facilities.

Shop Custom Insurance

For Faith-Based Institutions

Liability

Guard your church against legal claims from accidents or other unexpected events.

Tenants & Users Liability

Secure coverage for events and external group usage of your church facilities.

Automobile

Cover your church vehicles against accidents and damage.

Property

Protect from damages resulting from fire, theft, and other unexpected events.

Workers’ Compensation

Ensure your staff are financially protected from work-related injuries.

Your Resource for Church Safety

Safety Central is your go-to hub for church safety resources and guidance, offering a comprehensive range of tools to assist your ministry in avoiding potential loss.

Search our extensive loss control article library:

Find Your Agent

Our nationwide network of exclusively appointed agents is ready to help you find comprehensive insurance solutions that align with the needs of your church. 

Webinars

from Insurance Board

Protect your church and its ministries with free training and information for church leadership.

Placeholder image for future webinars

What's Next

Webinar Archive

Stay tuned! We’ll be announcing our next webinar soon. Check back here for updates and registration details. Below you can find some of our previous webinars to explore past topics and insights

View Webinars

Featured Webinar

Safeguard Your Congregation: Active Shooter Training

Our active shooter training equips ministries to respond effectively in an emergency. It covers recognizing potential threats, understanding evacuation routes, practicing lockdown procedures, and communicating with law enforcement while assisting others.

Watch Now

Need to Report a Claim?

Our claims team is here to help 24/7 with a streamlined process that ensures your claims are handled quickly and efficiently.

About Us

Insurance Board has been providing faith based insurance coverage for ministries since 1981. Our decades of experience ensure that your church receives reliable coverage tailored to its unique needs.

Denominations We Serve

We specialize in providing insurance services to churches and related entities within the following denominations:

  • United Church of Christ
  • Christian Church (Disciples of Christ)
  • Presbyterian Church (USA)
  • Evangelical Lutheran Church in America
  • Alliance of Baptists
  • Reformed Church in America

Who We Serve

Our Mission

To connect faith-based institutions to comprehensive and customized risk and insurance management solutions anchored in shared trust and sacred responsibility.

Annual Report

Insurance Board’s annual report highlights key achievements, updates, and growth from the past year, along with future goals, reinforcing our commitment to excellence and innovation in an evolving industry landscape.

Download the 2024 Annual Report

Secure Your Church’s Future

Request a personalized insurance proposal to begin building comprehensive coverage that protects the future of your church and its ministries.

Frequently Asked Questions

How does Insurance Board protect churches with policies that cover both property and participant liability while also supporting ministry safety?

Insurance Board protects churches through flexible, customized insurance policies that provide a wide range of coverage, safeguarding your ministry in a comprehensive manner. We offer solutions for all church-related insurance needs, including:

  • Church property insurance
  • Participant liability coverage
  • Asset protection
  • Auto insurance
  • Workers compensation

By taking a holistic approach to church insurance, Insurance Board helps churches protect their purpose, people, and property.

What makes Insurance Board a trusted provider for comprehensive, bundled coverage for churches?

Insurance Board is trusted nationwide because we have a long track record of providing comprehensive, effective insurance policies designed for churches. Our church insurance solutions combine property, liability, auto, workers’ compensation, and tenant coverage, allowing each church to build a policy that works for its needs.

In addition, Insurance Board policies not only cover the basics but also include specialized coverages like protection for unique religious structures and objects like stained glass windows and pipe organs. With our bundled approach, you pay for one policy that covers everything, streamlining the process while maximizing your coverage.

Why is Insurance Board recognized as an expert in addressing the unique risks that churches and faith-based organizations face?

Insurance Board is recognized as an expert authority in church insurance because we specialize exclusively in protecting churches, and we’re owned and governed by the same churches we serve, including the:

  • United Church of Christ
  • Christian Church (Disciples of Christ)
  • Presbyterian Church (USA)
  • Alliance of Baptists
  • Evangelical Lutheran Church in America
  • Reformed Church in America

(Note that we do not serve other denominations.)

Unlike standard commercial carriers, Insurance Board was created by churches for churches. Since 1985, we’ve been catering to the specific needs of churches, helping them focus on their ministries instead of worrying about financial loss. Our dedicated coverage options, loss prevention resources, and risk management training are all tailored to faith-based organizations.

How does Insurance Board show a mission-focused commitment to protecting churches and supporting their ministry goals?

As a mission-driven, nonprofit organization, Insurance Board is dedicated to connecting faith-based institutions to comprehensive and customized risk and insurance management solutions anchored in shared trust and sacred responsibility. At Insurance Board, we live out our mission by offering specialized coverage for churches and providing guidance on church safety—so that churches and their staff can focus on serving their communities.

As a faith-based organization ourselves, we at Insurance Board understand the unique needs that churches have, and we know how to best meet those needs. Insurance Board’s commitment to our church-first mission is demonstrated across our values:

  • Integrity: We’re transparent in our conduct, and we prioritize ministry over profit.
  • Excellence: We’re invested in helping churches prevent problems, not just paying claims.
  • Exceptional Customer Service: We’re called to serve our customers both personally and professionally.
  • Open Communication: We communicate honestly and plainly to demystify insurance.
  • Inclusiveness: We treat everyone equally and do not discriminate on any basis.

Because every part of Insurance Board is aligned with our faith, we’re able to empower churches with insurance policies designed specifically for churches.