Protecting churches through property and liability risk solutions.

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Our History

Welcome to your Insurance Board! We are a property and liability insurance program created for churches by churches. We were founded on one guiding principle: making churches safer places for ministry, and we believe that good stewardship means caring for each other.

We have been serving churches for almost three decades. In 1979 a local church trustee and entrepreneur in northern California felt that churches could improve insurance costs and improve services by forming group policies. Equally important, he realized that the money saved by the churches could be put toward mission opportunities.

By 1981 a group insurance program was established in northern California. Within a year, six western conferences had joined. The insurance board now is governed by the 38 UCC conferences.

In 1991, the Christian Church (Disciples of Christ), joined the program which was strongly endorsed by the Executive Committee of the Conference of Regional Ministers and Moderators. January 1, 2002 marked the beginning of the United Church Insurance Company, a nonprofit captive insurance company subsidiary of the Insurance Board – designed to take advantage of new opportunities for insuring church-related organizations such as retirement housing and educational institutions.

In 2009, the Insurance Board Board of Directors approved the Presbyterian Church (USA) as another denomination it serves. Churches and related ministries of the Presbyterian Church (USA) can now enjoy the full benefits of a faith based insurance program run by church people for church people.

Currently, more than 3,600 church organizations participate in our program with a combined value of more than $9.6 billion in assets covered – and these numbers continue to grow. Also worth mentioning are all of the stories regarding exceptional service and stewardship over the past three decades. We are happy to include you as part of the Insurance Board story: a story of church people who want the best church insurance available, a story of people who know the experience of "church" as a value. A story about insurance people who care as much about your church as you do.

Euclid Ave UCC

We were extemely pleased with the manner in which all aspects of our claim were handled. Since it was a lightning strike, which damaged quite of bit of equipment in the church, some of which needed im...
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Christ United Church of Christ